2020 MAD to COP Historical Review

YEARLY HIGH

426.8727 COP

YEARLY LOW

337.4435 COP

YEARLY AVERAGE

388.8415 COP

2020 MAD to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 426.8727. Conversely, the yearly low was recorded on January 9, dropping to 337.4435.

This high-to-low spread represents a total annual volatility of 89.4292 COP. From a start-to-finish perspective, comparing the January average rate of 344.5959 to the December average rate of 385.5294, the exchange rate registered a net change of 11.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 426.8727 was up 17.14% compared to the 2019 peak of 364.4060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,134,364 COP

2019 Average 1,705,704 COP

Yearly Trough Low 1,687,217 COP

Transaction Impact: A difference of 447,146.15 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

423.4610

337.4263

JanuMarcMayJulySeptNove

MAD to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 377.0729, compared to 400.6101 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23.5372 points.

H1 Avg (Jan–Jun) 377.0729

H2 Avg (Jul–Dec) 400.6101

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 66.3264 COP (High: 426.8727 / Low: 360.5463). On the other end, October was the most stable month, with a tight range of 7.9269 COP (High: 419.1899 / Low: 411.2630).

March Spread (Volatile) ±66.3264

October Spread (Stable) ±7.9269

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 17.8909 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -17.8909

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 400.3957) against the same month in 2019 (average: 325.2393), the exchange rate shifted by +75.1564 (+23.11%).

2020 Avg (March) 400.3957

2019 Avg (March) 325.2393

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	356.3965	337.4435	344.5959
February	363.7649	347.0141	352.0835
March	426.8727	360.5463	400.3957
April	410.6009	374.4192	391.7659
May	402.1496	377.1395	390.8787
June	393.2013	368.2112	382.7175
July	401.5639	374.2990	382.1720
August	418.6526	397.9832	409.4829
September	419.8313	395.8137	406.7643
October	419.1899	411.2630	416.2914
November	419.6003	395.8346	403.4203
December	393.4738	369.6667	385.5294