2021 MAD to COP Historical Review

YEARLY HIGH

445.4755 COP

YEARLY LOW

384.1003 COP

YEARLY AVERAGE

416.2783 COP

2021 MAD to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 445.4755. Conversely, the yearly low was recorded on January 3, dropping to 384.1003.

This high-to-low spread represents a total annual volatility of 61.3751 COP. From a start-to-finish perspective, comparing the January average rate of 391.9528 to the December average rate of 429.0742, the exchange rate registered a net change of 9.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 445.4755 was up 4.36% compared to the 2020 peak of 426.8727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,227,377 COP

2020 Average 1,944,811 COP

Yearly Trough Low 1,920,502 COP

Transaction Impact: A difference of 306,875.75 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

437.1107

387.8475

JanuMarcMayJulySeptNove

MAD to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 405.9835, compared to 426.5730 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 20.5895 points.

H1 Avg (Jan–Jun) 405.9835

H2 Avg (Jul–Dec) 426.5730

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 23.8179 COP (High: 436.9965 / Low: 413.1786). On the other end, September was the most stable month, with a tight range of 10.3513 COP (High: 430.6082 / Low: 420.2569).

November Spread (Volatile) ±23.8179

September Spread (Stable) ±10.3513

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 9.2212 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -9.2212

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 433.0055) against the same month in 2020 (average: 409.4829), the exchange rate shifted by +23.5226 (+5.74%).

2021 Avg (August) 433.0055

2020 Avg (August) 409.4829

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	403.3442	384.1003	391.9528
February	404.9561	390.6704	397.4168
March	413.1104	392.5514	401.0662
April	417.2184	402.0099	406.9105
May	432.5120	415.8851	422.0294
June	426.0610	406.5639	416.5255
July	437.8009	418.9326	428.0119
August	445.4755	427.4511	433.0055
September	430.6082	420.2569	426.2846
October	421.9504	409.0554	417.0634
November	436.9965	413.1786	425.9985
December	436.7298	419.6101	429.0742