2012 MAD to EUR Historical Review

YEARLY HIGH

0.0917 EUR

YEARLY LOW

0.0891 EUR

YEARLY AVERAGE

0.0901 EUR

2012 MAD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.0917. Conversely, the yearly low was recorded on February 24, dropping to 0.0891.

This high-to-low spread represents a total annual volatility of 0.0025 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0900 to the December average rate of 0.0898, the exchange rate registered a net change of -0.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0917 was up 1.48% compared to the 2011 peak of 0.0903, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 458 EUR

2011 Average 444 EUR

Yearly Trough Low 446 EUR

Transaction Impact: A difference of 12.55 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0910

0.0895

JanuMarcMayJulySeptNove

MAD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0899, compared to 0.0902 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0899

H2 Avg (Jul–Dec) 0.0902

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0014 EUR (High: 0.0917 / Low: 0.0902). On the other end, April was the most stable month, with a tight range of 0.0006 EUR (High: 0.0900 / Low: 0.0894).

August Spread (Volatile) ±0.0014

April Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0007 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0907) against the same month in 2011 (average: 0.0883), the exchange rate shifted by +0.0024 (+2.70%).

2012 Avg (August) 0.0907

2011 Avg (August) 0.0883

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0906	0.0895	0.0900
February	0.0898	0.0891	0.0896
March	0.0899	0.0893	0.0896
April	0.0900	0.0894	0.0897
May	0.0909	0.0896	0.0902
June	0.0909	0.0901	0.0905
July	0.0913	0.0902	0.0909
August	0.0917	0.0902	0.0907
September	0.0905	0.0896	0.0901
October	0.0904	0.0896	0.0899
November	0.0904	0.0896	0.0901
December	0.0903	0.0895	0.0898