YEARLY HIGH
0.0976 EUR
YEARLY LOW
0.0892 EUR
YEARLY AVERAGE
0.0937 EUR

2022 MAD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MAD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 11, valuing the pair at 0.0976. Conversely, the yearly low was recorded on November 11, dropping to 0.0892.

This high-to-low spread represents a total annual volatility of 0.0085 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0951 to the December average rate of 0.0897, the exchange rate registered a net change of -5.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0976 was up 1.27% compared to the 2021 peak of 0.0964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 488 EUR
2021 Average 470 EUR
Yearly Trough Low 446 EUR
Transaction Impact: A difference of 42.41 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0965
0.0891
JanuMarcMayJulySeptNove

MAD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0943, compared to 0.0930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0943
H2 Avg (Jul–Dec) 0.0930

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0040 EUR (High: 0.0931 / Low: 0.0892). On the other end, December was the most stable month, with a tight range of 0.0012 EUR (High: 0.0904 / Low: 0.0892).

November Spread (Volatile) ±0.0040
December Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0021 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 0.0959) against the same month in 2021 (average: 0.0946), the exchange rate shifted by +0.0013 (+1.37%).

2022 Avg (July) 0.0959
2021 Avg (July) 0.0946

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0956 0.0943 0.0951
February 0.0946 0.0934 0.0939
March 0.0944 0.0913 0.0934
April 0.0952 0.0931 0.0942
May 0.0953 0.0935 0.0946
June 0.0960 0.0935 0.0947
July 0.0976 0.0938 0.0959
August 0.0961 0.0941 0.0949
September 0.0957 0.0922 0.0939
October 0.0938 0.0916 0.0928
November 0.0931 0.0892 0.0907
December 0.0904 0.0892 0.0897