2016 MAD to EUR Historical Review

YEARLY HIGH

0.0946 EUR

YEARLY LOW

0.0908 EUR

YEARLY AVERAGE

0.0922 EUR

2016 MAD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0946. Conversely, the yearly low was recorded on May 2, dropping to 0.0908.

This high-to-low spread represents a total annual volatility of 0.0038 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0929 to the December average rate of 0.0939, the exchange rate registered a net change of 1.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0946 was up 0.41% compared to the 2015 peak of 0.0942, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 473 EUR

2015 Average 462 EUR

Yearly Trough Low 454 EUR

Transaction Impact: A difference of 19.07 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0941

0.0911

JanuMarcMayJulySeptNove

MAD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0919, compared to 0.0925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0919

H2 Avg (Jul–Dec) 0.0925

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0024 EUR (High: 0.0941 / Low: 0.0917). On the other end, September was the most stable month, with a tight range of 0.0008 EUR (High: 0.0921 / Low: 0.0914).

November Spread (Volatile) ±0.0024

September Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0939) against the same month in 2015 (average: 0.0927), the exchange rate shifted by +0.0012 (+1.27%).

2016 Avg (December) 0.0939

2015 Avg (December) 0.0927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0934	0.0924	0.0929
February	0.0930	0.0914	0.0921
March	0.0930	0.0911	0.0920
April	0.0919	0.0909	0.0913
May	0.0926	0.0908	0.0915
June	0.0925	0.0909	0.0916
July	0.0926	0.0916	0.0921
August	0.0921	0.0912	0.0918
September	0.0921	0.0914	0.0918
October	0.0929	0.0916	0.0923
November	0.0941	0.0917	0.0930
December	0.0946	0.0930	0.0939