2020 MAD to EUR Historical Review

YEARLY HIGH

0.0954 EUR

YEARLY LOW

0.0885 EUR

YEARLY AVERAGE

0.0924 EUR

2020 MAD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0954. Conversely, the yearly low was recorded on December 14, dropping to 0.0885.

This high-to-low spread represents a total annual volatility of 0.0070 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0937 to the December average rate of 0.0915, the exchange rate registered a net change of -2.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0954 was up 0.74% compared to the 2019 peak of 0.0947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 477 EUR

2019 Average 464 EUR

Yearly Trough Low 442 EUR

Transaction Impact: A difference of 34.77 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0951

0.0904

JanuMarcMayJulySeptNove

MAD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0929, compared to 0.0919 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0929

H2 Avg (Jul–Dec) 0.0919

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0057 EUR (High: 0.0954 / Low: 0.0897). On the other end, November was the most stable month, with a tight range of 0.0011 EUR (High: 0.0931 / Low: 0.0920).

March Spread (Volatile) ±0.0057

November Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0025 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0933) against the same month in 2019 (average: 0.0921), the exchange rate shifted by +0.0012 (+1.33%).

2020 Avg (March) 0.0933

2019 Avg (March) 0.0921

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0941	0.0927	0.0937
February	0.0952	0.0938	0.0947
March	0.0954	0.0897	0.0933
April	0.0931	0.0894	0.0908
May	0.0939	0.0915	0.0929
June	0.0925	0.0912	0.0918
July	0.0919	0.0902	0.0914
August	0.0922	0.0907	0.0916
September	0.0926	0.0913	0.0920
October	0.0928	0.0916	0.0923
November	0.0931	0.0920	0.0924
December	0.0921	0.0885	0.0915