2021 MAD to EUR Historical Review

YEARLY HIGH

0.0964 EUR

YEARLY LOW

0.0914 EUR

YEARLY AVERAGE

0.0941 EUR

2021 MAD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0964. Conversely, the yearly low was recorded on January 3, dropping to 0.0914.

This high-to-low spread represents a total annual volatility of 0.0050 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0923 to the December average rate of 0.0956, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0964 was up 1.05% compared to the 2020 peak of 0.0954, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 482 EUR

2020 Average 462 EUR

Yearly Trough Low 457 EUR

Transaction Impact: A difference of 24.86 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0961

0.0919

JanuMarcMayJulySeptNove

MAD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0930, compared to 0.0951 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0930

H2 Avg (Jul–Dec) 0.0951

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0020 EUR (High: 0.0947 / Low: 0.0926). On the other end, February was the most stable month, with a tight range of 0.0006 EUR (High: 0.0928 / Low: 0.0921).

June Spread (Volatile) ±0.0020

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0957) against the same month in 2020 (average: 0.0924), the exchange rate shifted by +0.0033 (+3.56%).

2021 Avg (November) 0.0957

2020 Avg (November) 0.0924

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0933	0.0914	0.0923
February	0.0928	0.0921	0.0924
March	0.0941	0.0926	0.0933
April	0.0940	0.0926	0.0934
May	0.0934	0.0924	0.0930
June	0.0947	0.0926	0.0937
July	0.0949	0.0942	0.0946
August	0.0952	0.0944	0.0947
September	0.0956	0.0943	0.0947
October	0.0958	0.0945	0.0952
November	0.0964	0.0949	0.0957
December	0.0962	0.0947	0.0956