2012 MAD to GHS Historical Review

YEARLY HIGH

0.2258 GHS

YEARLY LOW

0.1893 GHS

YEARLY AVERAGE

0.2143 GHS

2012 MAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.2258. Conversely, the yearly low was recorded on January 5, dropping to 0.1893.

This high-to-low spread represents a total annual volatility of 0.0365 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1963 to the December average rate of 0.2233, the exchange rate registered a net change of 13.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2258 was up 12.38% compared to the 2011 peak of 0.2009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,129 GHS

2011 Average 955 GHS

Yearly Trough Low 946 GHS

Transaction Impact: A difference of 182.74 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2260

0.1936

JanuMarcMayJulySeptNove

MAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2085, compared to 0.2200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 0.2085

H2 Avg (Jul–Dec) 0.2200

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0144 GHS (High: 0.2129 / Low: 0.1984). On the other end, October was the most stable month, with a tight range of 0.0042 GHS (High: 0.2222 / Low: 0.2180).

March Spread (Volatile) ±0.0144

October Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0020 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.2233) against the same month in 2011 (average: 0.1938), the exchange rate shifted by +0.0295 (+15.22%).

2012 Avg (December) 0.2233

2011 Avg (December) 0.1938

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2030	0.1893	0.1963
February	0.2079	0.1968	0.2007
March	0.2129	0.1984	0.2059
April	0.2203	0.2084	0.2133
May	0.2202	0.2121	0.2175
June	0.2221	0.2111	0.2176
July	0.2217	0.2156	0.2180
August	0.2209	0.2166	0.2188
September	0.2251	0.2187	0.2211
October	0.2222	0.2180	0.2203
November	0.2229	0.2155	0.2183
December	0.2258	0.2199	0.2233