2013 MAD to GHS Historical Review

YEARLY HIGH

0.2908 GHS

YEARLY LOW

0.2215 GHS

YEARLY AVERAGE

0.2459 GHS

2013 MAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.2908. Conversely, the yearly low was recorded on January 9, dropping to 0.2215.

This high-to-low spread represents a total annual volatility of 0.0692 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2265 to the December average rate of 0.2834, the exchange rate registered a net change of 25.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2908 was up 28.77% compared to the 2012 peak of 0.2258, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,454 GHS

2012 Average 1,071 GHS

Yearly Trough Low 1,108 GHS

Transaction Impact: A difference of 346.22 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2892

0.2195

JanuMarcMayJulySeptNove

MAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2297, compared to 0.2620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0324 points.

H1 Avg (Jan–Jun) 0.2297

H2 Avg (Jul–Dec) 0.2620

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0155 GHS (High: 0.2908 / Low: 0.2753). On the other end, May was the most stable month, with a tight range of 0.0030 GHS (High: 0.2338 / Low: 0.2308).

December Spread (Volatile) ±0.0155

May Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0029 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.2834) against the same month in 2012 (average: 0.2233), the exchange rate shifted by +0.0601 (+26.91%).

2013 Avg (December) 0.2834

2012 Avg (December) 0.2233

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2301	0.2215	0.2265
February	0.2318	0.2256	0.2283
March	0.2274	0.2239	0.2253
April	0.2318	0.2236	0.2285
May	0.2338	0.2308	0.2321
June	0.2405	0.2331	0.2375
July	0.2478	0.2346	0.2410
August	0.2571	0.2458	0.2518
September	0.2630	0.2536	0.2592
October	0.2706	0.2629	0.2659
November	0.2754	0.2666	0.2709
December	0.2908	0.2753	0.2834