2015 MAD to GHS Historical Review

YEARLY HIGH

0.4567 GHS

YEARLY LOW

0.3300 GHS

YEARLY AVERAGE

0.3876 GHS

2015 MAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 0.4567. Conversely, the yearly low was recorded on July 20, dropping to 0.3300.

This high-to-low spread represents a total annual volatility of 0.1267 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3482 to the December average rate of 0.3846, the exchange rate registered a net change of 10.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4567 was down 1.30% compared to the 2014 peak of 0.4627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,284 GHS

2014 Average 1,807 GHS

Yearly Trough Low 1,650 GHS

Transaction Impact: A difference of 633.39 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4525

0.3387

JanuMarcMayJulySeptNove

MAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3851, compared to 0.3901 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.3851

H2 Avg (Jul–Dec) 0.3901

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.1170 GHS (High: 0.4470 / Low: 0.3300). On the other end, December was the most stable month, with a tight range of 0.0124 GHS (High: 0.3891 / Low: 0.3767).

July Spread (Volatile) ±0.1170

December Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0737 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0737

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.4430) against the same month in 2014 (average: 0.3775), the exchange rate shifted by +0.0654 (+17.34%).

2015 Avg (June) 0.4430

2014 Avg (June) 0.3775

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3541	0.3409	0.3482
February	0.3652	0.3479	0.3588
March	0.3862	0.3527	0.3680
April	0.3962	0.3792	0.3865
May	0.4130	0.3961	0.4062
June	0.4567	0.4144	0.4430
July	0.4470	0.3300	0.3693
August	0.4524	0.3854	0.4133
September	0.4180	0.3871	0.4000
October	0.4042	0.3817	0.3912
November	0.3936	0.3763	0.3825
December	0.3891	0.3767	0.3846