2026 MAD to GHS Historical Review

YEARLY HIGH

1.2851 GHS

YEARLY LOW

1.1454 GHS

YEARLY AVERAGE

1.2006 GHS

2026 MAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 1.2851. Conversely, the yearly low was recorded on January 3, dropping to 1.1454.

This high-to-low spread represents a total annual volatility of 0.1396 GHS. From a start-to-finish perspective, comparing the January average rate of 1.1750 to the December average rate of 1.2524, the exchange rate registered a net change of 6.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2851 was down 23.19% compared to the 2025 peak of 1.6730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 6,425 GHS

2025 Average 6,749 GHS

Yearly Trough Low 5,727 GHS

Transaction Impact: A difference of 698.22 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2613

1.1544

JanuMarcMayJuly

MAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1871, compared to 1.2414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0543 points.

H1 Avg (Jan–Jun) 1.1871

H2 Avg (Jul–Dec) 1.2414

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.1203 GHS (High: 1.2851 / Low: 1.1648). On the other end, August was the most stable month, with a tight range of 0.0040 GHS (High: 1.2552 / Low: 1.2512).

June Spread (Volatile) ±0.1203

August Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0315 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.2272) against the same month in 2025 (average: 1.1270), the exchange rate shifted by +0.1002 (+8.89%).

2026 Avg (June) 1.2272

2025 Avg (June) 1.1270

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2089	1.1454	1.1750
February	1.2070	1.1613	1.1948
March	1.1743	1.1472	1.1633
April	1.2032	1.1718	1.1893
May	1.2106	1.1639	1.1727
June	1.2851	1.1648	1.2272
July	1.2465	1.2052	1.2304
August	1.2552	1.2512	1.2524