YEARLY HIGH
1.6730 GHS
YEARLY LOW
1.1125 GHS
YEARLY AVERAGE
1.3511 GHS

2025 MAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 1.6730. Conversely, the yearly low was recorded on June 3, dropping to 1.1125.

This high-to-low spread represents a total annual volatility of 0.5605 GHS. From a start-to-finish perspective, comparing the January average rate of 1.4879 to the December average rate of 1.2353, the exchange rate registered a net change of -16.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.6730 was up 0.12% compared to the 2024 peak of 1.6711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 8,365 GHS
2024 Average 7,292 GHS
Yearly Trough Low 5,562 GHS
Transaction Impact: A difference of 2,802.68 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.6990
1.0750
JanuMarcMayJulySeptNove

MAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4781, compared to 1.2240 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2541 points.

H1 Avg (Jan–Jun) 1.4781
H2 Avg (Jul–Dec) 1.2240

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.5174 GHS (High: 1.6547 / Low: 1.1373). On the other end, July was the most stable month, with a tight range of 0.0147 GHS (High: 1.1650 / Low: 1.1502).

May Spread (Volatile) ±0.5174
July Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3354 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3354

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.6470) against the same month in 2024 (average: 1.3316), the exchange rate shifted by +0.3154 (+23.68%).

2025 Avg (April) 1.6470
2024 Avg (April) 1.3316

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5293 1.4525 1.4879
February 1.5631 1.5165 1.5470
March 1.6191 1.5537 1.5972
April 1.6730 1.5638 1.6470
May 1.6547 1.1373 1.4625
June 1.1487 1.1125 1.1270
July 1.1650 1.1502 1.1550
August 1.2411 1.1484 1.1931
September 1.3658 1.1551 1.3062
October 1.3843 1.1617 1.2653
November 1.2220 1.1713 1.1894
December 1.2596 1.1515 1.2353