2012 MAD to NPR Historical Review

YEARLY HIGH

10.4385 NPR

YEARLY LOW

9.1823 NPR

YEARLY AVERAGE

9.8833 NPR

2012 MAD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 10.4385. Conversely, the yearly low was recorded on February 6, dropping to 9.1823.

This high-to-low spread represents a total annual volatility of 1.2562 NPR. From a start-to-finish perspective, comparing the January average rate of 9.5298 to the December average rate of 10.2975, the exchange rate registered a net change of 8.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 10.4385 was up 3.66% compared to the 2011 peak of 10.0696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 52,192 NPR

2011 Average 45,728 NPR

Yearly Trough Low 45,912 NPR

Transaction Impact: A difference of 6,280.83 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

10.3919

9.2596

JanuMarcMayJulySeptNove

MAD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.7187, compared to 10.0478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3291 points.

H1 Avg (Jan–Jun) 9.7187

H2 Avg (Jul–Dec) 10.0478

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.6503 NPR (High: 9.9582 / Low: 9.3079). On the other end, August was the most stable month, with a tight range of 0.2576 NPR (High: 10.1207 / Low: 9.8631).

January Spread (Volatile) ±0.6503

August Spread (Stable) ±0.2576

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2687 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2687

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 10.2975) against the same month in 2011 (average: 9.9117), the exchange rate shifted by +0.3858 (+3.89%).

2012 Avg (December) 10.2975

2011 Avg (December) 9.9117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9582	9.3079	9.5298
February	9.6211	9.1823	9.3540
March	9.7467	9.3099	9.5214
April	9.9737	9.5659	9.7537
May	10.1766	9.8599	10.0107
June	10.3153	9.9452	10.1429
July	10.0638	9.7896	9.8742
August	10.1207	9.8631	9.9850
September	10.2887	9.8045	10.0981
October	10.0826	9.6523	9.8938
November	10.3643	9.9699	10.1384
December	10.4385	10.1428	10.2975