2015 MAD to NPR Historical Review

YEARLY HIGH

11.1668 NPR

YEARLY LOW

9.9192 NPR

YEARLY AVERAGE

10.5274 NPR

2015 MAD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 11.1668. Conversely, the yearly low was recorded on April 12, dropping to 9.9192.

This high-to-low spread represents a total annual volatility of 1.2476 NPR. From a start-to-finish perspective, comparing the January average rate of 10.6565 to the December average rate of 10.7344, the exchange rate registered a net change of 0.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.1668 was down 9.17% compared to the 2014 peak of 12.2936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 55,834 NPR

2014 Average 58,144 NPR

Yearly Trough Low 49,596 NPR

Transaction Impact: A difference of 6,237.96 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

11.0077

10.0025

JanuMarcMayJulySeptNove

MAD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3786, compared to 10.6763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2977 points.

H1 Avg (Jan–Jun) 10.3786

H2 Avg (Jul–Dec) 10.6763

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.9846 NPR (High: 11.1592 / Low: 10.1746). On the other end, November was the most stable month, with a tight range of 0.1257 NPR (High: 10.6835 / Low: 10.5577).

January Spread (Volatile) ±0.9846

November Spread (Stable) ±0.1257

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2956 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2956

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 10.6750) against the same month in 2014 (average: 11.6299), the exchange rate shifted by -0.9549 (-8.21%).

2015 Avg (August) 10.6750

2014 Avg (August) 11.6299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1592	10.1746	10.6565
February	10.4934	10.2767	10.4040
March	10.2751	9.9325	10.1084
April	10.3556	9.9192	10.0862
May	10.6360	10.3617	10.4762
June	10.6279	10.3530	10.5404
July	10.4860	10.2594	10.3777
August	11.1668	10.3372	10.6750
September	11.0406	10.7959	10.9239
October	10.8473	10.5328	10.7406
November	10.6835	10.5577	10.6061
December	10.8655	10.5748	10.7344