2019 MAD to NPR Historical Review

YEARLY HIGH

12.0801 NPR

YEARLY LOW

11.3943 NPR

YEARLY AVERAGE

11.7092 NPR

2019 MAD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 12.0801. Conversely, the yearly low was recorded on July 7, dropping to 11.3943.

This high-to-low spread represents a total annual volatility of 0.6859 NPR. From a start-to-finish perspective, comparing the January average rate of 11.8534 to the December average rate of 11.8355, the exchange rate registered a net change of -0.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 12.0801 was down 3.95% compared to the 2018 peak of 12.5773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 60,401 NPR

2018 Average 58,255 NPR

Yearly Trough Low 56,971 NPR

Transaction Impact: A difference of 3,429.31 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

11.9719

11.4195

JanuMarcMayJulySeptNove

MAD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.6654, compared to 11.7529 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0875 points.

H1 Avg (Jan–Jun) 11.6654

H2 Avg (Jul–Dec) 11.7529

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.6180 NPR (High: 12.0801 / Low: 11.4621). On the other end, July was the most stable month, with a tight range of 0.1314 NPR (High: 11.5256 / Low: 11.3943).

August Spread (Volatile) ±0.6180

July Spread (Stable) ±0.1314

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3598 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3598

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 11.8307) against the same month in 2018 (average: 11.7363), the exchange rate shifted by +0.0944 (+0.80%).

2019 Avg (August) 11.8307

2018 Avg (August) 11.7363

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.9771	11.6637	11.8534
February	12.0311	11.8013	11.9259
March	11.8540	11.4213	11.5661
April	11.6195	11.4123	11.5394
May	11.6993	11.4661	11.5391
June	11.6718	11.4507	11.5686
July	11.5256	11.3943	11.4655
August	12.0801	11.4621	11.8307
September	11.9638	11.5964	11.7761
October	11.8689	11.6563	11.7679
November	11.9276	11.7312	11.8419
December	11.9575	11.7649	11.8355