2020 MAD to NPR Historical Review

YEARLY HIGH

13.2339 NPR

YEARLY LOW

11.7192 NPR

YEARLY AVERAGE

12.4915 NPR

2020 MAD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 13.2339. Conversely, the yearly low was recorded on February 17, dropping to 11.7192.

This high-to-low spread represents a total annual volatility of 1.5147 NPR. From a start-to-finish perspective, comparing the January average rate of 11.8624 to the December average rate of 13.1160, the exchange rate registered a net change of 10.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.2339 was up 9.55% compared to the 2019 peak of 12.0801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 66,170 NPR

2019 Average 58,538 NPR

Yearly Trough Low 58,596 NPR

Transaction Impact: A difference of 7,573.46 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.2460

11.6865

JanuMarcMayJulySeptNove

MAD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.1307, compared to 12.8524 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7218 points.

H1 Avg (Jan–Jun) 12.1307

H2 Avg (Jul–Dec) 12.8524

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6063 NPR (High: 12.5653 / Low: 11.9590). On the other end, September was the most stable month, with a tight range of 0.1395 NPR (High: 12.8200 / Low: 12.6804).

March Spread (Volatile) ±0.6063

September Spread (Stable) ±0.1395

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2598 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2598

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 13.1160) against the same month in 2019 (average: 11.8355), the exchange rate shifted by +1.2806 (+10.82%).

2020 Avg (December) 13.1160

2019 Avg (December) 11.8355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.9965	11.8014	11.8624
February	12.0372	11.7192	11.8165
March	12.5653	11.9590	12.2830
April	12.3108	11.7810	12.0232
May	12.3810	12.1260	12.2805
June	12.6407	12.3462	12.5183
July	12.8299	12.3134	12.5545
August	13.0392	12.8016	12.9206
September	12.8200	12.6804	12.7353
October	12.9174	12.6538	12.7799
November	13.0847	12.8855	13.0082
December	13.2339	12.6463	13.1160