2012 MAD to NZD Historical Review

YEARLY HIGH

0.1522 NZD

YEARLY LOW

0.1365 NZD

YEARLY AVERAGE

0.1430 NZD

2012 MAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.1522. Conversely, the yearly low was recorded on August 3, dropping to 0.1365.

This high-to-low spread represents a total annual volatility of 0.0157 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1452 to the December average rate of 0.1419, the exchange rate registered a net change of -2.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1522 was down 11.71% compared to the 2011 peak of 0.1724, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 761 NZD

2011 Average 782 NZD

Yearly Trough Low 683 NZD

Transaction Impact: A difference of 78.65 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1503

0.1377

JanuMarcMayJulySeptNove

MAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1451, compared to 0.1409 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.1451

H2 Avg (Jul–Dec) 0.1409

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0078 NZD (High: 0.1505 / Low: 0.1427). On the other end, November was the most stable month, with a tight range of 0.0030 NZD (High: 0.1425 / Low: 0.1395).

January Spread (Volatile) ±0.0078

November Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0059 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.1492) against the same month in 2011 (average: 0.1591), the exchange rate shifted by -0.0098 (-6.18%).

2012 Avg (May) 0.1492

2011 Avg (May) 0.1591

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1505	0.1427	0.1452
February	0.1436	0.1405	0.1422
March	0.1460	0.1423	0.1442
April	0.1457	0.1424	0.1442
May	0.1522	0.1452	0.1492
June	0.1496	0.1426	0.1456
July	0.1429	0.1378	0.1397
August	0.1419	0.1365	0.1387
September	0.1432	0.1397	0.1415
October	0.1440	0.1401	0.1424
November	0.1425	0.1395	0.1411
December	0.1448	0.1392	0.1419