2022 MAD to NZD Historical Review

YEARLY HIGH

0.1631 NZD

YEARLY LOW

0.1473 NZD

YEARLY AVERAGE

0.1553 NZD

2022 MAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.1631. Conversely, the yearly low was recorded on December 2, dropping to 0.1473.

This high-to-low spread represents a total annual volatility of 0.0158 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1597 to the December average rate of 0.1496, the exchange rate registered a net change of -6.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1631 was up 0.12% compared to the 2021 peak of 0.1629, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 815 NZD

2021 Average 787 NZD

Yearly Trough Low 736 NZD

Transaction Impact: A difference of 79.21 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1616

0.1484

JanuMarcMayJulySeptNove

MAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1555, compared to 0.1551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1555

H2 Avg (Jul–Dec) 0.1551

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0109 NZD (High: 0.1631 / Low: 0.1522). On the other end, January was the most stable month, with a tight range of 0.0047 NZD (High: 0.1621 / Low: 0.1574).

September Spread (Volatile) ±0.0109

January Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0101 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.1568) against the same month in 2021 (average: 0.1580), the exchange rate shifted by -0.0012 (-0.74%).

2022 Avg (September) 0.1568

2021 Avg (September) 0.1580

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1621	0.1574	0.1597
February	0.1625	0.1548	0.1596
March	0.1547	0.1473	0.1495
April	0.1553	0.1477	0.1509
May	0.1586	0.1535	0.1561
June	0.1599	0.1548	0.1575
July	0.1607	0.1538	0.1575
August	0.1559	0.1499	0.1536
September	0.1631	0.1522	0.1568
October	0.1631	0.1571	0.1605
November	0.1572	0.1480	0.1526
December	0.1525	0.1473	0.1496