2016 MAD to NZD Historical Review

YEARLY HIGH

0.1582 NZD

YEARLY LOW

0.1378 NZD

YEARLY AVERAGE

0.1465 NZD

2016 MAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.1582. Conversely, the yearly low was recorded on December 13, dropping to 0.1378.

This high-to-low spread represents a total annual volatility of 0.0204 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1543 to the December average rate of 0.1408, the exchange rate registered a net change of -8.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1582 was down 3.59% compared to the 2015 peak of 0.1641, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 791 NZD

2015 Average 736 NZD

Yearly Trough Low 689 NZD

Transaction Impact: A difference of 101.85 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1557

0.1391

JanuMarcMayJulySeptNove

MAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1515, compared to 0.1416 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0099 points.

H1 Avg (Jan–Jun) 0.1515

H2 Avg (Jul–Dec) 0.1416

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0109 NZD (High: 0.1582 / Low: 0.1472). On the other end, August was the most stable month, with a tight range of 0.0027 NZD (High: 0.1434 / Low: 0.1407).

January Spread (Volatile) ±0.0109

August Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0059 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1543) against the same month in 2015 (average: 0.1399), the exchange rate shifted by +0.0144 (+10.26%).

2016 Avg (January) 0.1543

2015 Avg (January) 0.1399

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1582	0.1472	0.1543
February	0.1565	0.1513	0.1542
March	0.1548	0.1490	0.1519
April	0.1531	0.1471	0.1503
May	0.1536	0.1489	0.1522
June	0.1506	0.1431	0.1462
July	0.1459	0.1395	0.1429
August	0.1434	0.1407	0.1423
September	0.1425	0.1381	0.1408
October	0.1446	0.1402	0.1422
November	0.1422	0.1380	0.1405
December	0.1428	0.1378	0.1408