2019 MAD to NZD Historical Review

YEARLY HIGH

0.1655 NZD

YEARLY LOW

0.1503 NZD

YEARLY AVERAGE

0.1579 NZD

2019 MAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.1655. Conversely, the yearly low was recorded on March 26, dropping to 0.1503.

This high-to-low spread represents a total annual volatility of 0.0152 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1547 to the December average rate of 0.1575, the exchange rate registered a net change of 1.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1655 was up 0.83% compared to the 2018 peak of 0.1642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 828 NZD

2018 Average 770 NZD

Yearly Trough Low 751 NZD

Transaction Impact: A difference of 76.15 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1645

0.1511

JanuMarcMayJulySeptNove

MAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1550, compared to 0.1607 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.1550

H2 Avg (Jul–Dec) 0.1607

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0073 NZD (High: 0.1655 / Low: 0.1582). On the other end, November was the most stable month, with a tight range of 0.0023 NZD (High: 0.1633 / Low: 0.1610).

August Spread (Volatile) ±0.0073

November Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.1621) against the same month in 2018 (average: 0.1583), the exchange rate shifted by +0.0039 (+2.46%).

2019 Avg (August) 0.1621

2018 Avg (August) 0.1583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1569	0.1517	0.1547
February	0.1562	0.1518	0.1534
March	0.1540	0.1503	0.1522
April	0.1569	0.1522	0.1546
May	0.1589	0.1557	0.1575
June	0.1596	0.1553	0.1577
July	0.1582	0.1541	0.1562
August	0.1655	0.1582	0.1621
September	0.1650	0.1608	0.1630
October	0.1652	0.1619	0.1634
November	0.1633	0.1610	0.1620
December	0.1611	0.1547	0.1575