2015 MAD to NZD Historical Review

YEARLY HIGH

0.1641 NZD

YEARLY LOW

0.1309 NZD

YEARLY AVERAGE

0.1471 NZD

2015 MAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.1641. Conversely, the yearly low was recorded on April 21, dropping to 0.1309.

This high-to-low spread represents a total annual volatility of 0.0331 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1399 to the December average rate of 0.1496, the exchange rate registered a net change of 6.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1641 was up 9.78% compared to the 2014 peak of 0.1494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 820 NZD

2014 Average 717 NZD

Yearly Trough Low 655 NZD

Transaction Impact: A difference of 165.72 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1656

0.1299

JanuMarcMayJulySeptNove

MAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1393, compared to 0.1548 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0155 points.

H1 Avg (Jan–Jun) 0.1393

H2 Avg (Jul–Dec) 0.1548

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0108 NZD (High: 0.1606 / Low: 0.1498). On the other end, September was the most stable month, with a tight range of 0.0033 NZD (High: 0.1641 / Low: 0.1608).

October Spread (Volatile) ±0.0108

September Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0086 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.1627) against the same month in 2014 (average: 0.1427), the exchange rate shifted by +0.0199 (+13.97%).

2015 Avg (September) 0.1627

2014 Avg (September) 0.1427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1438	0.1367	0.1399
February	0.1439	0.1372	0.1407
March	0.1381	0.1328	0.1353
April	0.1353	0.1309	0.1328
May	0.1434	0.1363	0.1393
June	0.1514	0.1429	0.1480
July	0.1555	0.1513	0.1535
August	0.1628	0.1533	0.1566
September	0.1641	0.1608	0.1627
October	0.1606	0.1498	0.1540
November	0.1543	0.1503	0.1527
December	0.1518	0.1473	0.1496