2012 MAD to PEN Historical Review

YEARLY HIGH

0.3224 PEN

YEARLY LOW

0.2907 PEN

YEARLY AVERAGE

0.3057 PEN

2012 MAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.3224. Conversely, the yearly low was recorded on July 16, dropping to 0.2907.

This high-to-low spread represents a total annual volatility of 0.0317 PEN. From a start-to-finish perspective, comparing the January average rate of 0.3127 to the December average rate of 0.3022, the exchange rate registered a net change of -3.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3224 was down 12.85% compared to the 2011 peak of 0.3699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,612 PEN

2011 Average 1,703 PEN

Yearly Trough Low 1,454 PEN

Transaction Impact: A difference of 158.39 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3206

0.2919

JanuMarcMayJulySeptNove

MAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3121, compared to 0.2992 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 0.3121

H2 Avg (Jul–Dec) 0.2992

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0135 PEN (High: 0.3042 / Low: 0.2907). On the other end, October was the most stable month, with a tight range of 0.0038 PEN (High: 0.3040 / Low: 0.3002).

July Spread (Volatile) ±0.0135

October Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0089 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.3182) against the same month in 2011 (average: 0.3372), the exchange rate shifted by -0.0189 (-5.61%).

2012 Avg (February) 0.3182

2011 Avg (February) 0.3372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3181	0.3081	0.3127
February	0.3224	0.3141	0.3182
March	0.3190	0.3129	0.3163
April	0.3186	0.3120	0.3138
May	0.3130	0.3045	0.3081
June	0.3061	0.3004	0.3034
July	0.3042	0.2907	0.2945
August	0.2977	0.2916	0.2943
September	0.3059	0.2962	0.3017
October	0.3040	0.3002	0.3022
November	0.3028	0.2978	0.3004
December	0.3050	0.2995	0.3022