2013 MAD to PEN Historical Review

YEARLY HIGH

0.3434 PEN

YEARLY LOW

0.2989 PEN

YEARLY AVERAGE

0.3215 PEN

2013 MAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.3434. Conversely, the yearly low was recorded on March 28, dropping to 0.2989.

This high-to-low spread represents a total annual volatility of 0.0445 PEN. From a start-to-finish perspective, comparing the January average rate of 0.3037 to the December average rate of 0.3396, the exchange rate registered a net change of 11.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3434 was up 6.53% compared to the 2012 peak of 0.3224, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,717 PEN

2012 Average 1,528 PEN

Yearly Trough Low 1,495 PEN

Transaction Impact: A difference of 222.63 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3433

0.2991

JanuMarcMayJulySeptNove

MAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3088, compared to 0.3342 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0254 points.

H1 Avg (Jan–Jun) 0.3088

H2 Avg (Jul–Dec) 0.3342

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0135 PEN (High: 0.3168 / Low: 0.3033). On the other end, November was the most stable month, with a tight range of 0.0048 PEN (High: 0.3394 / Low: 0.3346).

May Spread (Volatile) ±0.0135

November Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0058 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.3396) against the same month in 2012 (average: 0.3022), the exchange rate shifted by +0.0374 (+12.37%).

2013 Avg (December) 0.3396

2012 Avg (December) 0.3022

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3111	0.2990	0.3037
February	0.3145	0.3042	0.3086
March	0.3064	0.2989	0.3028
April	0.3110	0.2993	0.3041
May	0.3168	0.3033	0.3086
June	0.3305	0.3172	0.3252
July	0.3316	0.3211	0.3265
August	0.3370	0.3308	0.3338
September	0.3351	0.3299	0.3320
October	0.3391	0.3339	0.3365
November	0.3394	0.3346	0.3369
December	0.3434	0.3370	0.3396