2019 MAD to PEN Historical Review

YEARLY HIGH

0.3559 PEN

YEARLY LOW

0.3415 PEN

YEARLY AVERAGE

0.3470 PEN

2019 MAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.3559. Conversely, the yearly low was recorded on April 8, dropping to 0.3415.

This high-to-low spread represents a total annual volatility of 0.0144 PEN. From a start-to-finish perspective, comparing the January average rate of 0.3507 to the December average rate of 0.3484, the exchange rate registered a net change of -0.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.3559 was down 0.45% compared to the 2018 peak of 0.3575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,779 PEN

2018 Average 1,750 PEN

Yearly Trough Low 1,707 PEN

Transaction Impact: A difference of 72.00 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3533

0.3418

JanuMarcMayJulySeptNove

MAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3460, compared to 0.3479 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.3460

H2 Avg (Jul–Dec) 0.3479

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0121 PEN (High: 0.3559 / Low: 0.3437). On the other end, July was the most stable month, with a tight range of 0.0028 PEN (High: 0.3443 / Low: 0.3416).

August Spread (Volatile) ±0.0121

July Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0055 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.3523) against the same month in 2018 (average: 0.3470), the exchange rate shifted by +0.0053 (+1.54%).

2019 Avg (August) 0.3523

2018 Avg (August) 0.3470

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3538	0.3472	0.3507
February	0.3510	0.3458	0.3482
March	0.3457	0.3422	0.3438
April	0.3447	0.3415	0.3428
May	0.3472	0.3425	0.3443
June	0.3493	0.3434	0.3463
July	0.3443	0.3416	0.3432
August	0.3559	0.3437	0.3523
September	0.3518	0.3429	0.3468
October	0.3494	0.3459	0.3478
November	0.3520	0.3459	0.3490
December	0.3525	0.3440	0.3484