2022 MAD to PEN Historical Review

YEARLY HIGH

0.4299 PEN

YEARLY LOW

0.3554 PEN

YEARLY AVERAGE

0.3782 PEN

2022 MAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4299. Conversely, the yearly low was recorded on November 21, dropping to 0.3554.

This high-to-low spread represents a total annual volatility of 0.0745 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4191 to the December average rate of 0.3638, the exchange rate registered a net change of -13.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4299 was down 6.58% compared to the 2021 peak of 0.4602, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,150 PEN

2021 Average 2,158 PEN

Yearly Trough Low 1,777 PEN

Transaction Impact: A difference of 372.32 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4251

0.3534

JanuMarcMayJulySeptNove

MAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3897, compared to 0.3668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.3897

H2 Avg (Jul–Dec) 0.3668

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0230 PEN (High: 0.3963 / Low: 0.3733). On the other end, December was the most stable month, with a tight range of 0.0054 PEN (High: 0.3661 / Low: 0.3607).

March Spread (Volatile) ±0.0230

December Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0196 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0196

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.4191) against the same month in 2021 (average: 0.4073), the exchange rate shifted by +0.0118 (+2.90%).

2022 Avg (January) 0.4191

2021 Avg (January) 0.4073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4299	0.4076	0.4191
February	0.4146	0.3936	0.4039
March	0.3963	0.3733	0.3843
April	0.3847	0.3730	0.3806
May	0.3852	0.3694	0.3753
June	0.3819	0.3668	0.3749
July	0.3864	0.3717	0.3808
August	0.3829	0.3614	0.3721
September	0.3663	0.3565	0.3620
October	0.3675	0.3589	0.3628
November	0.3646	0.3554	0.3594
December	0.3661	0.3607	0.3638