2016 MAD to PEN Historical Review

YEARLY HIGH

0.3642 PEN

YEARLY LOW

0.3297 PEN

YEARLY AVERAGE

0.3443 PEN

2016 MAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 0.3642. Conversely, the yearly low was recorded on December 28, dropping to 0.3297.

This high-to-low spread represents a total annual volatility of 0.0345 PEN. From a start-to-finish perspective, comparing the January average rate of 0.3468 to the December average rate of 0.3359, the exchange rate registered a net change of -3.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3642 was up 5.72% compared to the 2015 peak of 0.3445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,821 PEN

2015 Average 1,632 PEN

Yearly Trough Low 1,648 PEN

Transaction Impact: A difference of 172.63 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3608

0.3336

JanuMarcMayJulySeptNove

MAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3471, compared to 0.3415 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0056 points.

H1 Avg (Jan–Jun) 0.3471

H2 Avg (Jul–Dec) 0.3415

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0162 PEN (High: 0.3518 / Low: 0.3356). On the other end, May was the most stable month, with a tight range of 0.0055 PEN (High: 0.3471 / Low: 0.3416).

April Spread (Volatile) ±0.0162

May Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0097 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.3586) against the same month in 2015 (average: 0.3226), the exchange rate shifted by +0.0360 (+11.15%).

2016 Avg (February) 0.3586

2015 Avg (February) 0.3226

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3506	0.3423	0.3468
February	0.3642	0.3514	0.3586
March	0.3559	0.3437	0.3489
April	0.3518	0.3356	0.3420
May	0.3471	0.3416	0.3443
June	0.3464	0.3358	0.3417
July	0.3436	0.3339	0.3370
August	0.3469	0.3386	0.3426
September	0.3514	0.3447	0.3476
October	0.3498	0.3387	0.3447
November	0.3457	0.3362	0.3413
December	0.3424	0.3297	0.3359