YEARLY HIGH
0.4057 PLN
YEARLY LOW
0.3642 PLN
YEARLY AVERAGE
0.3768 PLN

2012 MAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.4057. Conversely, the yearly low was recorded on December 20, dropping to 0.3642.

This high-to-low spread represents a total annual volatility of 0.0415 PLN. From a start-to-finish perspective, comparing the January average rate of 0.3936 to the December average rate of 0.3675, the exchange rate registered a net change of -6.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4057 was down 1.06% compared to the 2011 peak of 0.4100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,028 PLN
2011 Average 1,831 PLN
Yearly Trough Low 1,821 PLN
Transaction Impact: A difference of 207.33 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3962
0.3649
JanuMarcMayJulySeptNove

MAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3817, compared to 0.3720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 0.3817
H2 Avg (Jul–Dec) 0.3720

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0272 PLN (High: 0.4057 / Low: 0.3785). On the other end, March was the most stable month, with a tight range of 0.0067 PLN (High: 0.3732 / Low: 0.3665).

January Spread (Volatile) ±0.0272
March Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0185 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.3936) against the same month in 2011 (average: 0.3486), the exchange rate shifted by +0.0449 (+12.89%).

2012 Avg (January) 0.3936
2011 Avg (January) 0.3486

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4057 0.3785 0.3936
February 0.3797 0.3686 0.3751
March 0.3732 0.3665 0.3704
April 0.3780 0.3702 0.3748
May 0.3985 0.3730 0.3868
June 0.4016 0.3831 0.3893
July 0.3847 0.3731 0.3801
August 0.3798 0.3666 0.3710
September 0.3795 0.3644 0.3718
October 0.3735 0.3656 0.3693
November 0.3772 0.3680 0.3725
December 0.3718 0.3642 0.3675