2026 MAD to PLN Historical Review

YEARLY HIGH

0.4074 PLN

YEARLY LOW

0.3851 PLN

YEARLY AVERAGE

0.3960 PLN

2026 MAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.4074. Conversely, the yearly low was recorded on January 27, dropping to 0.3851.

This high-to-low spread represents a total annual volatility of 0.0223 PLN. From a start-to-finish perspective, comparing the January average rate of 0.3916 to the December average rate of 0.4010, the exchange rate registered a net change of 2.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4074 was down 1.67% compared to the 2025 peak of 0.4143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,037 PLN

2025 Average 2,010 PLN

Yearly Trough Low 1,925 PLN

Transaction Impact: A difference of 111.61 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4059

0.3884

JanuMarcMayJuly

MAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3938, compared to 0.4027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.3938

H2 Avg (Jul–Dec) 0.4027

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0127 PLN (High: 0.4018 / Low: 0.3891). On the other end, August was the most stable month, with a tight range of 0.0003 PLN (High: 0.4011 / Low: 0.4009).

March Spread (Volatile) ±0.0127

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0042 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.4044) against the same month in 2025 (average: 0.4038), the exchange rate shifted by +0.0006 (+0.14%).

2026 Avg (July) 0.4044

2025 Avg (July) 0.4038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3949	0.3851	0.3916
February	0.3920	0.3870	0.3899
March	0.4018	0.3891	0.3959
April	0.3965	0.3881	0.3917
May	0.3962	0.3914	0.3949
June	0.4021	0.3954	0.3987
July	0.4074	0.4004	0.4044
August	0.4011	0.4009	0.4010