2024 MAD to PLN Historical Review

YEARLY HIGH

0.4642 PLN

YEARLY LOW

0.3903 PLN

YEARLY AVERAGE

0.4007 PLN

2024 MAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the MAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4642. Conversely, the yearly low was recorded on March 13, dropping to 0.3903.

This high-to-low spread represents a total annual volatility of 0.0739 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4039 to the December average rate of 0.4070, the exchange rate registered a net change of 0.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.4642 was up 6.46% compared to the 2023 peak of 0.4360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,321 PLN

2023 Average 2,073 PLN

Yearly Trough Low 1,951 PLN

Transaction Impact: A difference of 369.42 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.4111

0.3926

JanuMarcMayJulySeptNove

MAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3990, compared to 0.4023 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.3990

H2 Avg (Jul–Dec) 0.4023

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.0673 PLN (High: 0.4642 / Low: 0.3969). On the other end, July was the most stable month, with a tight range of 0.0064 PLN (High: 0.4038 / Low: 0.3974).

January Spread (Volatile) ±0.0673

July Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0056 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 0.4039) against the same month in 2023 (average: 0.4237), the exchange rate shifted by -0.0198 (-4.66%).

2024 Avg (January) 0.4039

2023 Avg (January) 0.4237

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4642	0.3969	0.4039
February	0.4030	0.3938	0.3984
March	0.3976	0.3903	0.3941
April	0.4045	0.3918	0.3977
May	0.4009	0.3918	0.3965
June	0.4094	0.3929	0.4035
July	0.4038	0.3974	0.4001
August	0.4033	0.3950	0.3990
September	0.3990	0.3926	0.3958
October	0.4079	0.3973	0.4023
November	0.4148	0.4044	0.4096
December	0.4129	0.4036	0.4070