2014 MAD to PLN Historical Review

YEARLY HIGH

0.3982 PLN

YEARLY LOW

0.3646 PLN

YEARLY AVERAGE

0.3749 PLN

2014 MAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.3982. Conversely, the yearly low was recorded on June 8, dropping to 0.3646.

This high-to-low spread represents a total annual volatility of 0.0336 PLN. From a start-to-finish perspective, comparing the January average rate of 0.3723 to the December average rate of 0.3847, the exchange rate registered a net change of 3.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3982 was up 1.97% compared to the 2013 peak of 0.3905, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,991 PLN

2013 Average 1,879 PLN

Yearly Trough Low 1,823 PLN

Transaction Impact: A difference of 167.80 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3863

0.3671

JanuMarcMayJulySeptNove

MAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3718, compared to 0.3781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 0.3718

H2 Avg (Jul–Dec) 0.3781

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0208 PLN (High: 0.3982 / Low: 0.3775). On the other end, September was the most stable month, with a tight range of 0.0024 PLN (High: 0.3784 / Low: 0.3759).

December Spread (Volatile) ±0.0208

September Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0033 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.3847) against the same month in 2013 (average: 0.3711), the exchange rate shifted by +0.0136 (+3.67%).

2014 Avg (December) 0.3847

2013 Avg (December) 0.3711

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3792	0.3693	0.3723
February	0.3799	0.3694	0.3721
March	0.3763	0.3701	0.3734
April	0.3747	0.3704	0.3723
May	0.3737	0.3691	0.3720
June	0.3716	0.3646	0.3687
July	0.3732	0.3679	0.3698
August	0.3782	0.3733	0.3756
September	0.3784	0.3759	0.3772
October	0.3823	0.3768	0.3796
November	0.3838	0.3788	0.3817
December	0.3982	0.3775	0.3847