YEARLY HIGH
0.4143 PLN
YEARLY LOW
0.3908 PLN
YEARLY AVERAGE
0.4020 PLN

2025 MAD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4143. Conversely, the yearly low was recorded on December 18, dropping to 0.3908.

This high-to-low spread represents a total annual volatility of 0.0235 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4088 to the December average rate of 0.3926, the exchange rate registered a net change of -3.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4143 was down 10.75% compared to the 2024 peak of 0.4642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,071 PLN
2024 Average 2,003 PLN
Yearly Trough Low 1,954 PLN
Transaction Impact: A difference of 117.37 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4105
0.3910
JanuMarcMayJulySeptNove

MAD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4047, compared to 0.3994 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.4047
H2 Avg (Jul–Dec) 0.3994

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0139 PLN (High: 0.4126 / Low: 0.3986). On the other end, December was the most stable month, with a tight range of 0.0039 PLN (High: 0.3947 / Low: 0.3908).

April Spread (Volatile) ±0.0139
December Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0076 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4088) against the same month in 2024 (average: 0.4039), the exchange rate shifted by +0.0049 (+1.22%).

2025 Avg (January) 0.4088
2024 Avg (January) 0.4039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4143 0.4023 0.4088
February 0.4061 0.3971 0.4013
March 0.4051 0.3926 0.3993
April 0.4126 0.3986 0.4059
May 0.4113 0.4027 0.4074
June 0.4110 0.3996 0.4052
July 0.4109 0.4009 0.4038
August 0.4088 0.4023 0.4048
September 0.4052 0.3989 0.4017
October 0.4023 0.3935 0.3978
November 0.3995 0.3927 0.3955
December 0.3947 0.3908 0.3926