2020 MDL to BIF Historical Review

YEARLY HIGH

117.4589 BIF

YEARLY LOW

101.3181 BIF

YEARLY AVERAGE

111.1295 BIF

2020 MDL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 117.4589. Conversely, the yearly low was recorded on April 6, dropping to 101.3181.

This high-to-low spread represents a total annual volatility of 16.1408 BIF. From a start-to-finish perspective, comparing the January average rate of 108.4883 to the December average rate of 112.9821, the exchange rate registered a net change of 4.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 117.4589 was up 6.86% compared to the 2019 peak of 109.9137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 587,295 BIF

2019 Average 525,700 BIF

Yearly Trough Low 506,591 BIF

Transaction Impact: A difference of 80,704.10 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

117.7894

103.4245

JanuMarcMayJulySeptNove

MDL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 107.7571, compared to 114.5019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.7448 points.

H1 Avg (Jan–Jun) 107.7571

H2 Avg (Jul–Dec) 114.5019

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 6.5134 BIF (High: 107.8315 / Low: 101.3181). On the other end, November was the most stable month, with a tight range of 1.7275 BIF (High: 114.1798 / Low: 112.4523).

April Spread (Volatile) ±6.5134

November Spread (Stable) ±1.7275

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.5099 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.5099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 116.5924) against the same month in 2019 (average: 104.6538), the exchange rate shifted by +11.9385 (+11.41%).

2020 Avg (August) 116.5924

2019 Avg (August) 104.6538

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	110.1637	106.6088	108.4883
February	109.4516	105.9760	107.5497
March	109.7652	104.3829	107.1315
April	107.8315	101.3181	104.6216
May	109.2706	105.9780	107.5923
June	112.8942	109.1090	111.1593
July	116.5516	111.3308	113.5410
August	117.4589	115.5556	116.5924
September	117.2338	114.4932	116.1962
October	115.1771	113.3386	114.4149
November	114.1798	112.4523	113.2850
December	113.7726	111.9718	112.9821