YEARLY HIGH
181.2859 BIF
YEARLY LOW
156.3002 BIF
YEARLY AVERAGE
171.0445 BIF

2025 MDL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 181.2859. Conversely, the yearly low was recorded on January 19, dropping to 156.3002.

This high-to-low spread represents a total annual volatility of 24.9857 BIF. From a start-to-finish perspective, comparing the January average rate of 158.9782 to the December average rate of 175.5571, the exchange rate registered a net change of 10.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 181.2859 was up 8.01% compared to the 2024 peak of 167.8377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 906,429 BIF
2024 Average 813,453 BIF
Yearly Trough Low 781,501 BIF
Transaction Impact: A difference of 124,928.51 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

180.8984
156.4377
JanuMarcMayJulySeptNove

MDL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 165.9270, compared to 176.1621 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.2351 points.

H1 Avg (Jan–Jun) 165.9270
H2 Avg (Jul–Dec) 176.1621

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 9.6110 BIF (High: 174.5246 / Low: 164.9136). On the other end, November was the most stable month, with a tight range of 3.9557 BIF (High: 176.1678 / Low: 172.2121).

April Spread (Volatile) ±9.6110
November Spread (Stable) ±3.9557

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.7627 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -3.7627

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 178.8600) against the same month in 2024 (average: 166.5288), the exchange rate shifted by +12.3311 (+7.40%).

2025 Avg (September) 178.8600
2024 Avg (September) 166.5288

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 161.1001 156.3002 158.9782
February 160.4674 156.4553 158.4761
March 166.6385 158.2083 163.6978
April 174.5246 164.9136 169.7080
May 173.3010 169.1578 171.4293
June 177.1550 170.4153 173.2723
July 178.0901 173.1597 175.9040
August 180.3045 171.1684 177.4313
September 181.2859 175.6824 178.8600
October 177.2969 172.2207 175.0973
November 176.1678 172.2121 174.1229
December 178.2992 173.6527 175.5571