2020 MDL to HKD Historical Review

YEARLY HIGH

0.4721 HKD

YEARLY LOW

0.4157 HKD

YEARLY AVERAGE

0.4502 HKD

2020 MDL to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 0.4721. Conversely, the yearly low was recorded on April 6, dropping to 0.4157.

This high-to-low spread represents a total annual volatility of 0.0564 HKD. From a start-to-finish perspective, comparing the January average rate of 0.4475 to the December average rate of 0.4509, the exchange rate registered a net change of 0.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4721 was up 2.21% compared to the 2019 peak of 0.4619, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 2,360 HKD

2019 Average 2,236 HKD

Yearly Trough Low 2,078 HKD

Transaction Impact: A difference of 282.04 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4727

0.4236

JanuMarcMayJulySeptNove

MDL to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4413, compared to 0.4591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0177 points.

H1 Avg (Jan–Jun) 0.4413

H2 Avg (Jul–Dec) 0.4591

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0245 HKD (High: 0.4402 / Low: 0.4157). On the other end, November was the most stable month, with a tight range of 0.0068 HKD (High: 0.4562 / Low: 0.4494).

April Spread (Volatile) ±0.0245

November Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0121 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.4686) against the same month in 2019 (average: 0.4449), the exchange rate shifted by +0.0237 (+5.32%).

2020 Avg (August) 0.4686

2019 Avg (August) 0.4449

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4555	0.4395	0.4475
February	0.4506	0.4373	0.4429
March	0.4511	0.4270	0.4398
April	0.4402	0.4157	0.4277
May	0.4439	0.4330	0.4383
June	0.4573	0.4451	0.4517
July	0.4685	0.4493	0.4574
August	0.4721	0.4645	0.4686
September	0.4707	0.4595	0.4663
October	0.4618	0.4536	0.4583
November	0.4562	0.4494	0.4529
December	0.4542	0.4472	0.4509