YEARLY HIGH
0.4532 HKD
YEARLY LOW
0.4295 HKD
YEARLY AVERAGE
0.4406 HKD

2021 MDL to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.4532. Conversely, the yearly low was recorded on July 24, dropping to 0.4295.

This high-to-low spread represents a total annual volatility of 0.0236 HKD. From a start-to-finish perspective, comparing the January average rate of 0.4495 to the December average rate of 0.4398, the exchange rate registered a net change of -2.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4532 was down 4.00% compared to the 2020 peak of 0.4721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 2,266 HKD
2020 Average 2,251 HKD
Yearly Trough Low 2,148 HKD
Transaction Impact: A difference of 118.18 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4513
0.4302
JanuMarcMayJulySeptNove

MDL to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4406, compared to 0.4406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.4406
H2 Avg (Jul–Dec) 0.4406

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0120 HKD (High: 0.4424 / Low: 0.4303). On the other end, May was the most stable month, with a tight range of 0.0048 HKD (High: 0.4410 / Low: 0.4362).

June Spread (Volatile) ±0.0120
May Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0065 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4495) against the same month in 2020 (average: 0.4475), the exchange rate shifted by +0.0021 (+0.46%).

2021 Avg (January) 0.4495
2020 Avg (January) 0.4475

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4532 0.4441 0.4495
February 0.4492 0.4414 0.4453
March 0.4436 0.4318 0.4387
April 0.4390 0.4309 0.4342
May 0.4410 0.4362 0.4389
June 0.4424 0.4303 0.4369
July 0.4363 0.4295 0.4319
August 0.4446 0.4343 0.4404
September 0.4456 0.4401 0.4422
October 0.4507 0.4438 0.4470
November 0.4465 0.4390 0.4424
December 0.4432 0.4371 0.4398