2025 MDL to HKD Historical Review

YEARLY HIGH

0.4751 HKD

YEARLY LOW

0.4124 HKD

YEARLY AVERAGE

0.4509 HKD

2025 MDL to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 0.4751. Conversely, the yearly low was recorded on January 19, dropping to 0.4124.

This high-to-low spread represents a total annual volatility of 0.0627 HKD. From a start-to-finish perspective, comparing the January average rate of 0.4196 to the December average rate of 0.4617, the exchange rate registered a net change of 10.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4751 was up 5.12% compared to the 2024 peak of 0.4520, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 2,376 HKD

2024 Average 2,201 HKD

Yearly Trough Low 2,062 HKD

Transaction Impact: A difference of 313.43 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4745

0.4123

JanuMarcMayJulySeptNove

MDL to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4375, compared to 0.4643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0267 points.

H1 Avg (Jan–Jun) 0.4375

H2 Avg (Jul–Dec) 0.4643

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0222 HKD (High: 0.4385 / Low: 0.4162). On the other end, February was the most stable month, with a tight range of 0.0068 HKD (High: 0.4204 / Low: 0.4136).

March Spread (Volatile) ±0.0222

February Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0079 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0079

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.4693) against the same month in 2024 (average: 0.4483), the exchange rate shifted by +0.0210 (+4.68%).

2025 Avg (September) 0.4693

2024 Avg (September) 0.4483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4236	0.4124	0.4196
February	0.4204	0.4136	0.4174
March	0.4385	0.4162	0.4309
April	0.4554	0.4341	0.4450
May	0.4560	0.4480	0.4529
June	0.4692	0.4535	0.4595
July	0.4714	0.4596	0.4660
August	0.4737	0.4577	0.4680
September	0.4751	0.4653	0.4693
October	0.4688	0.4545	0.4614
November	0.4636	0.4538	0.4592
December	0.4675	0.4575	0.4617