2012 MDL to HNL Historical Review

YEARLY HIGH

1.6531 HNL

YEARLY LOW

1.5180 HNL

YEARLY AVERAGE

1.5969 HNL

2012 MDL to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MDL to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1.6531. Conversely, the yearly low was recorded on July 25, dropping to 1.5180.

This high-to-low spread represents a total annual volatility of 0.1351 HNL. From a start-to-finish perspective, comparing the January average rate of 1.6156 to the December average rate of 1.6297, the exchange rate registered a net change of 0.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6531 was down 1.54% compared to the 2011 peak of 1.6788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 8,265 HNL

2011 Average 8,078 HNL

Yearly Trough Low 7,590 HNL

Transaction Impact: A difference of 675.43 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6386

1.5312

JanuMarcMayJulySeptNove

MDL to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6067, compared to 1.5871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0196 points.

H1 Avg (Jan–Jun) 1.6067

H2 Avg (Jul–Dec) 1.5871

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0545 HNL (High: 1.6336 / Low: 1.5791). On the other end, November was the most stable month, with a tight range of 0.0122 HNL (High: 1.6085 / Low: 1.5963).

May Spread (Volatile) ±0.0545

November Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0345 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0345

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.6297) against the same month in 2011 (average: 1.6134), the exchange rate shifted by +0.0163 (+1.01%).

2012 Avg (December) 1.6297

2011 Avg (December) 1.6134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6305	1.5983	1.6156
February	1.6257	1.5896	1.6115
March	1.6201	1.6034	1.6110
April	1.6336	1.6117	1.6208
May	1.6336	1.5791	1.6068
June	1.5850	1.5490	1.5747
July	1.5645	1.5180	1.5401
August	1.5751	1.5246	1.5591
September	1.5883	1.5711	1.5819
October	1.6267	1.5855	1.6087
November	1.6085	1.5963	1.6030
December	1.6531	1.6030	1.6297