2019 MDL to HNL Historical Review

YEARLY HIGH

1.4422 HNL

YEARLY LOW

0.8620 HNL

YEARLY AVERAGE

1.4016 HNL

2019 MDL to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MDL to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 1.4422. Conversely, the yearly low was recorded on December 9, dropping to 0.8620.

This high-to-low spread represents a total annual volatility of 0.5802 HNL. From a start-to-finish perspective, comparing the January average rate of 1.4270 to the December average rate of 1.4134, the exchange rate registered a net change of -0.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.4422 was down 0.90% compared to the 2018 peak of 1.4553, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 7,211 HNL

2018 Average 7,116 HNL

Yearly Trough Low 4,310 HNL

Transaction Impact: A difference of 2,901.07 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.4408

1.3508

JanuMarcMayJulySeptNove

MDL to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3997, compared to 1.4034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 1.3997

H2 Avg (Jul–Dec) 1.4034

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.5802 HNL (High: 1.4422 / Low: 0.8620). On the other end, February was the most stable month, with a tight range of 0.0142 HNL (High: 1.4403 / Low: 1.4261).

December Spread (Volatile) ±0.5802

February Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0382 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0382

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1.4134) against the same month in 2018 (average: 1.4129), the exchange rate shifted by +0.0005 (+0.04%).

2019 Avg (December) 1.4134

2018 Avg (December) 1.4129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4345	1.4141	1.4270
February	1.4403	1.4261	1.4333
March	1.4403	1.4155	1.4278
April	1.4180	1.3699	1.3896
May	1.3788	1.3189	1.3583
June	1.3860	1.3393	1.3625
July	1.4162	1.3579	1.3912
August	1.4140	1.3625	1.3937
September	1.4041	1.3644	1.3906
October	1.4339	1.3886	1.4140
November	1.4264	1.4021	1.4176
December	1.4422	0.8620	1.4134