2020 MDL to HNL Historical Review

YEARLY HIGH

1.5149 HNL

YEARLY LOW

1.3346 HNL

YEARLY AVERAGE

1.4356 HNL

2020 MDL to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 1.5149. Conversely, the yearly low was recorded on April 6, dropping to 1.3346.

This high-to-low spread represents a total annual volatility of 0.1803 HNL. From a start-to-finish perspective, comparing the January average rate of 1.4267 to the December average rate of 1.4101, the exchange rate registered a net change of -1.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5149 was up 5.04% compared to the 2019 peak of 1.4422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 7,575 HNL

2019 Average 7,007 HNL

Yearly Trough Low 6,673 HNL

Transaction Impact: A difference of 901.38 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5067

1.3625

JanuMarcMayJulySeptNove

MDL to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4148, compared to 1.4564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0417 points.

H1 Avg (Jan–Jun) 1.4148

H2 Avg (Jul–Dec) 1.4564

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0801 HNL (High: 1.4148 / Low: 1.3346). On the other end, December was the most stable month, with a tight range of 0.0221 HNL (High: 1.4222 / Low: 1.4001).

April Spread (Volatile) ±0.0801

December Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0344 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.4947) against the same month in 2019 (average: 1.3937), the exchange rate shifted by +0.1010 (+7.25%).

2020 Avg (August) 1.4947

2019 Avg (August) 1.3937

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4615	1.4006	1.4267
February	1.4384	1.3927	1.4138
March	1.4419	1.3676	1.4089
April	1.4148	1.3346	1.3745
May	1.4303	1.3951	1.4115
June	1.4705	1.4316	1.4531
July	1.5081	1.4451	1.4682
August	1.5149	1.4776	1.4947
September	1.5011	1.4607	1.4865
October	1.4688	1.4416	1.4533
November	1.4431	1.4072	1.4257
December	1.4222	1.4001	1.4101