YEARLY HIGH
3.5387 PHP
YEARLY LOW
3.0807 PHP
YEARLY AVERAGE
3.3248 PHP

2025 MDL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 3.5387. Conversely, the yearly low was recorded on February 8, dropping to 3.0807.

This high-to-low spread represents a total annual volatility of 0.4580 PHP. From a start-to-finish perspective, comparing the January average rate of 3.1511 to the December average rate of 3.4910, the exchange rate registered a net change of 10.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.5387 was up 5.61% compared to the 2024 peak of 3.3507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 17,693 PHP
2024 Average 16,156 PHP
Yearly Trough Low 15,403 PHP
Transaction Impact: A difference of 2,289.98 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.5289
3.0740
JanuMarcMayJulySeptNove

MDL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2050, compared to 3.4447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2396 points.

H1 Avg (Jan–Jun) 3.2050
H2 Avg (Jul–Dec) 3.4447

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.1448 PHP (High: 3.3683 / Low: 3.2235). On the other end, July was the most stable month, with a tight range of 0.0690 PHP (High: 3.4156 / Low: 3.3465).

June Spread (Volatile) ±0.1448
July Spread (Stable) ±0.0690

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0392 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0392

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 3.4910) against the same month in 2024 (average: 3.1897), the exchange rate shifted by +0.3013 (+9.45%).

2025 Avg (December) 3.4910
2024 Avg (December) 3.1897

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1930 3.1004 3.1511
February 3.1527 3.0807 3.1119
March 3.2388 3.0953 3.1824
April 3.3200 3.1921 3.2566
May 3.2702 3.1993 3.2291
June 3.3683 3.2235 3.2992
July 3.4156 3.3465 3.3761
August 3.4552 3.3683 3.4121
September 3.5046 3.3870 3.4528
October 3.5039 3.4259 3.4618
November 3.5190 3.4273 3.4740
December 3.5387 3.4564 3.4910