2012 MGA to BIF Historical Review

YEARLY HIGH

0.6821 BIF

YEARLY LOW

0.5739 BIF

YEARLY AVERAGE

0.6407 BIF

2012 MGA to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MGA to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.6821. Conversely, the yearly low was recorded on January 16, dropping to 0.5739.

This high-to-low spread represents a total annual volatility of 0.1082 BIF. From a start-to-finish perspective, comparing the January average rate of 0.5848 to the December average rate of 0.6749, the exchange rate registered a net change of 15.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6821 was up 6.61% compared to the 2011 peak of 0.6398, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 3,410 BIF

2011 Average 2,996 BIF

Yearly Trough Low 2,869 BIF

Transaction Impact: A difference of 540.96 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6841

0.5757

JanuMarcMayJulySeptNove

MGA to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6232, compared to 0.6582 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0351 points.

H1 Avg (Jan–Jun) 0.6232

H2 Avg (Jul–Dec) 0.6582

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0518 BIF (High: 0.6590 / Low: 0.6072). On the other end, August was the most stable month, with a tight range of 0.0103 BIF (High: 0.6459 / Low: 0.6356).

April Spread (Volatile) ±0.0518

August Spread (Stable) ±0.0103

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0227 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0227

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.6749) against the same month in 2011 (average: 0.6022), the exchange rate shifted by +0.0727 (+12.07%).

2012 Avg (December) 0.6749

2011 Avg (December) 0.6022

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5952	0.5739	0.5848
February	0.6118	0.5929	0.5989
March	0.6133	0.5949	0.6058
April	0.6590	0.6072	0.6257
May	0.6768	0.6561	0.6673
June	0.6717	0.6462	0.6566
July	0.6489	0.6159	0.6339
August	0.6459	0.6356	0.6414
September	0.6730	0.6410	0.6564
October	0.6820	0.6644	0.6751
November	0.6768	0.6508	0.6677
December	0.6821	0.6595	0.6749