2021 MGA to BIF Historical Review

YEARLY HIGH

0.5280 BIF

YEARLY LOW

0.4940 BIF

YEARLY AVERAGE

0.5126 BIF

2021 MGA to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MGA to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 0.5280. Conversely, the yearly low was recorded on January 2, dropping to 0.4940.

This high-to-low spread represents a total annual volatility of 0.0340 BIF. From a start-to-finish perspective, comparing the January average rate of 0.5113 to the December average rate of 0.5035, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5280 was up 0.98% compared to the 2020 peak of 0.5228, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 2,640 BIF

2020 Average 2,513 BIF

Yearly Trough Low 2,470 BIF

Transaction Impact: A difference of 170.06 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5259

0.4987

JanuMarcMayJulySeptNove

MGA to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5184, compared to 0.5068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 0.5184

H2 Avg (Jul–Dec) 0.5068

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0261 BIF (High: 0.5201 / Low: 0.4940). On the other end, November was the most stable month, with a tight range of 0.0044 BIF (High: 0.5034 / Low: 0.4990).

January Spread (Volatile) ±0.0261

November Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0071 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.5234) against the same month in 2020 (average: 0.4985), the exchange rate shifted by +0.0249 (+5.00%).

2021 Avg (June) 0.5234

2020 Avg (June) 0.4985

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5201	0.4940	0.5113
February	0.5257	0.5125	0.5185
March	0.5235	0.5137	0.5181
April	0.5227	0.5111	0.5156
May	0.5273	0.5136	0.5236
June	0.5280	0.5120	0.5234
July	0.5270	0.5050	0.5164
August	0.5235	0.5059	0.5100
September	0.5112	0.5013	0.5062
October	0.5103	0.5001	0.5036
November	0.5034	0.4990	0.5010
December	0.5113	0.5000	0.5035