2020 MGA to BIF Historical Review

YEARLY HIGH

0.5228 BIF

YEARLY LOW

0.4874 BIF

YEARLY AVERAGE

0.5026 BIF

2020 MGA to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.5228. Conversely, the yearly low was recorded on October 29, dropping to 0.4874.

This high-to-low spread represents a total annual volatility of 0.0355 BIF. From a start-to-finish perspective, comparing the January average rate of 0.5121 to the December average rate of 0.5089, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5228 was down 32.08% compared to the 2019 peak of 0.7698, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 2,614 BIF

2019 Average 2,537 BIF

Yearly Trough Low 2,437 BIF

Transaction Impact: A difference of 177.28 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5139

0.4921

JanuMarcMayJulySeptNove

MGA to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5051, compared to 0.5001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.5051

H2 Avg (Jul–Dec) 0.5001

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0264 BIF (High: 0.5228 / Low: 0.4964). On the other end, May was the most stable month, with a tight range of 0.0068 BIF (High: 0.5019 / Low: 0.4951).

December Spread (Volatile) ±0.0264

May Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0064 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5089) against the same month in 2019 (average: 0.5234), the exchange rate shifted by -0.0145 (-2.77%).

2020 Avg (December) 0.5089

2019 Avg (December) 0.5234

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5217	0.5055	0.5121
February	0.5217	0.5056	0.5097
March	0.5202	0.5021	0.5082
April	0.5088	0.4980	0.5025
May	0.5019	0.4951	0.4997
June	0.5109	0.4927	0.4985
July	0.5070	0.4961	0.5006
August	0.5086	0.5008	0.5026
September	0.5037	0.4961	0.5003
October	0.4968	0.4874	0.4939
November	0.5133	0.4881	0.4945
December	0.5228	0.4964	0.5089