2015 MGA to BIF Historical Review

YEARLY HIGH

0.6062 BIF

YEARLY LOW

0.4552 BIF

YEARLY AVERAGE

0.5073 BIF

2015 MGA to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MGA to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 0.6062. Conversely, the yearly low was recorded on August 2, dropping to 0.4552.

This high-to-low spread represents a total annual volatility of 0.1510 BIF. From a start-to-finish perspective, comparing the January average rate of 0.5886 to the December average rate of 0.4847, the exchange rate registered a net change of -17.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6062 was down 12.12% compared to the 2014 peak of 0.6898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 3,031 BIF

2014 Average 3,149 BIF

Yearly Trough Low 2,276 BIF

Transaction Impact: A difference of 755.05 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6005

0.4575

JanuMarcMayJulySeptNove

MGA to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5299, compared to 0.4847 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0452 points.

H1 Avg (Jan–Jun) 0.5299

H2 Avg (Jul–Dec) 0.4847

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0512 BIF (High: 0.5105 / Low: 0.4593). On the other end, November was the most stable month, with a tight range of 0.0108 BIF (High: 0.4812 / Low: 0.4704).

July Spread (Volatile) ±0.0512

November Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0332 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.5886) against the same month in 2014 (average: 0.6833), the exchange rate shifted by -0.0947 (-13.86%).

2015 Avg (January) 0.5886

2014 Avg (January) 0.6833

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6062	0.5555	0.5886
February	0.5686	0.5444	0.5554
March	0.5483	0.5148	0.5286
April	0.5169	0.5020	0.5095
May	0.5191	0.4876	0.5047
June	0.5205	0.4827	0.4923
July	0.5105	0.4593	0.4904
August	0.4746	0.4552	0.4694
September	0.5045	0.4708	0.4907
October	0.5164	0.4770	0.4973
November	0.4812	0.4704	0.4754
December	0.4896	0.4756	0.4847