2019 MMK to BIF Historical Review

YEARLY HIGH

1.2751 BIF

YEARLY LOW

1.1604 BIF

YEARLY AVERAGE

1.2105 BIF

2019 MMK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MMK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2751. Conversely, the yearly low was recorded on January 1, dropping to 1.1604.

This high-to-low spread represents a total annual volatility of 0.1147 BIF. From a start-to-finish perspective, comparing the January average rate of 1.1776 to the December average rate of 1.2519, the exchange rate registered a net change of 6.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.2751 was down 4.94% compared to the 2018 peak of 1.3414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 6,376 BIF

2018 Average 6,192 BIF

Yearly Trough Low 5,802 BIF

Transaction Impact: A difference of 573.63 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.2593

1.1702

JanuMarcMayJulySeptNove

MMK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1961, compared to 1.2250 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0289 points.

H1 Avg (Jan–Jun) 1.1961

H2 Avg (Jul–Dec) 1.2250

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.0388 BIF (High: 1.2103 / Low: 1.1715). On the other end, July was the most stable month, with a tight range of 0.0141 BIF (High: 1.2263 / Low: 1.2122).

March Spread (Volatile) ±0.0388

July Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0081 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1.2519) against the same month in 2018 (average: 1.1540), the exchange rate shifted by +0.0979 (+8.48%).

2019 Avg (December) 1.2519

2018 Avg (December) 1.1540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1987	1.1604	1.1776
February	1.2053	1.1672	1.1861
March	1.2103	1.1715	1.1950
April	1.2191	1.1939	1.2079
May	1.2121	1.1893	1.1998
June	1.2218	1.2022	1.2100
July	1.2263	1.2122	1.2193
August	1.2244	1.2099	1.2172
September	1.2196	1.2045	1.2118
October	1.2240	1.2057	1.2140
November	1.2451	1.2264	1.2356
December	1.2751	1.2393	1.2519