2020 MMK to BIF Historical Review

YEARLY HIGH

1.5139 BIF

YEARLY LOW

1.2683 BIF

YEARLY AVERAGE

1.3939 BIF

2020 MMK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MMK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 9, valuing the pair at 1.5139. Conversely, the yearly low was recorded on January 1, dropping to 1.2683.

This high-to-low spread represents a total annual volatility of 0.2456 BIF. From a start-to-finish perspective, comparing the January average rate of 1.2835 to the December average rate of 1.4531, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5139 was up 18.73% compared to the 2019 peak of 1.2751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 7,570 BIF

2019 Average 6,053 BIF

Yearly Trough Low 6,342 BIF

Transaction Impact: A difference of 1,228.02 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5188

1.2621

JanuMarcMayJulySeptNove

MMK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3326, compared to 1.4553 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1227 points.

H1 Avg (Jan–Jun) 1.3326

H2 Avg (Jul–Dec) 1.4553

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0995 BIF (High: 1.4153 / Low: 1.3158). On the other end, January was the most stable month, with a tight range of 0.0244 BIF (High: 1.2927 / Low: 1.2683).

March Spread (Volatile) ±0.0995

January Spread (Stable) ±0.0244

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0392 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0392

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.4974) against the same month in 2019 (average: 1.2140), the exchange rate shifted by +0.2834 (+23.34%).

2020 Avg (October) 1.4974

2019 Avg (October) 1.2140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2927	1.2683	1.2835
February	1.3158	1.2865	1.3018
March	1.4153	1.3158	1.3509
April	1.3604	1.3121	1.3348
May	1.3690	1.3424	1.3566
June	1.4005	1.3541	1.3681
July	1.4167	1.3865	1.4062
August	1.4535	1.4062	1.4210
September	1.4784	1.4465	1.4616
October	1.5139	1.4779	1.4974
November	1.5103	1.4734	1.4923
December	1.4767	1.4031	1.4531