YEARLY HIGH
1.4331 BIF
YEARLY LOW
1.3882 BIF
YEARLY AVERAGE
1.4092 BIF

2025 MMK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MMK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 1.4331. Conversely, the yearly low was recorded on March 7, dropping to 1.3882.

This high-to-low spread represents a total annual volatility of 0.0449 BIF. From a start-to-finish perspective, comparing the January average rate of 1.4059 to the December average rate of 1.4091, the exchange rate registered a net change of 0.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4331 was up 1.50% compared to the 2024 peak of 1.4119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 7,166 BIF
2024 Average 6,814 BIF
Yearly Trough Low 6,941 BIF
Transaction Impact: A difference of 224.38 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4145
1.4038
JanuMarcMayJulySeptNove

MMK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4086, compared to 1.4097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 1.4086
H2 Avg (Jul–Dec) 1.4097

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0401 BIF (High: 1.4331 / Low: 1.3930). On the other end, December was the most stable month, with a tight range of 0.0076 BIF (High: 1.4131 / Low: 1.4054).

February Spread (Volatile) ±0.0401
December Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0075 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.4083) against the same month in 2024 (average: 1.3616), the exchange rate shifted by +0.0467 (+3.43%).

2025 Avg (February) 1.4083
2024 Avg (February) 1.3616

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4162 1.3897 1.4059
February 1.4331 1.3930 1.4083
March 1.4165 1.3882 1.4075
April 1.4183 1.3942 1.4114
May 1.4201 1.3970 1.4075
June 1.4219 1.4013 1.4108
July 1.4212 1.3947 1.4120
August 1.4207 1.3985 1.4136
September 1.4233 1.3970 1.4132
October 1.4201 1.3982 1.4057
November 1.4126 1.3936 1.4047
December 1.4131 1.4054 1.4091