2014 MVR to BAM Historical Review

YEARLY HIGH

0.1055 BAM

YEARLY LOW

0.0913 BAM

YEARLY AVERAGE

0.0959 BAM

2014 MVR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MVR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1055. Conversely, the yearly low was recorded on March 18, dropping to 0.0913.

This high-to-low spread represents a total annual volatility of 0.0142 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0933 to the December average rate of 0.1040, the exchange rate registered a net change of 11.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1055 was up 5.78% compared to the 2013 peak of 0.0997, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 527 BAM

2013 Average 479 BAM

Yearly Trough Low 456 BAM

Transaction Impact: A difference of 71.01 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1052

0.0907

JanuMarcMayJulySeptNove

MVR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0926, compared to 0.0991 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.0926

H2 Avg (Jul–Dec) 0.0991

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0037 BAM (High: 0.1005 / Low: 0.0967). On the other end, April was the most stable month, with a tight range of 0.0012 BAM (High: 0.0928 / Low: 0.0916).

September Spread (Volatile) ±0.0037

April Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0011 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1040) against the same month in 2013 (average: 0.0929), the exchange rate shifted by +0.0111 (+11.98%).

2014 Avg (December) 0.1040

2013 Avg (December) 0.0929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0941	0.0924	0.0933
February	0.0940	0.0923	0.0930
March	0.0925	0.0913	0.0919
April	0.0928	0.0916	0.0920
May	0.0931	0.0913	0.0925
June	0.0937	0.0925	0.0932
July	0.0949	0.0928	0.0938
August	0.0970	0.0945	0.0955
September	0.1005	0.0967	0.0987
October	0.1016	0.0994	0.1003
November	0.1034	0.1012	0.1023
December	0.1055	0.1024	0.1040