2019 MVR to BAM Historical Review

YEARLY HIGH

0.1165 BAM

YEARLY LOW

0.1097 BAM

YEARLY AVERAGE

0.1131 BAM

2019 MVR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MVR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.1165. Conversely, the yearly low was recorded on January 13, dropping to 0.1097.

This high-to-low spread represents a total annual volatility of 0.0068 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1106 to the December average rate of 0.1140, the exchange rate registered a net change of 3.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1165 was up 3.59% compared to the 2018 peak of 0.1125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 583 BAM

2018 Average 536 BAM

Yearly Trough Low 548 BAM

Transaction Impact: A difference of 34.13 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1157

0.1101

JanuMarcMayJulySeptNove

MVR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1120, compared to 0.1142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.1120

H2 Avg (Jul–Dec) 0.1142

Volatility Range Comparison

Volatility

The most volatile month in 2019 was September, with a trading range of 0.0028 BAM (High: 0.1165 / Low: 0.1137). On the other end, May was the most stable month, with a tight range of 0.0012 BAM (High: 0.1141 / Low: 0.1129).

September Spread (Volatile) ±0.0028

May Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0014 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.1152) against the same month in 2018 (average: 0.1085), the exchange rate shifted by +0.0067 (+6.19%).

2019 Avg (September) 0.1152

2018 Avg (September) 0.1085

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1116	0.1097	0.1106
February	0.1124	0.1100	0.1114
March	0.1131	0.1108	0.1119
April	0.1141	0.1120	0.1128
May	0.1141	0.1129	0.1134
June	0.1132	0.1111	0.1121
July	0.1139	0.1117	0.1129
August	0.1147	0.1123	0.1137
September	0.1165	0.1137	0.1152
October	0.1162	0.1135	0.1148
November	0.1154	0.1133	0.1146
December	0.1154	0.1127	0.1140