2020 MVR to BAM Historical Review

YEARLY HIGH

0.1183 BAM

YEARLY LOW

0.1034 BAM

YEARLY AVERAGE

0.1113 BAM

2020 MVR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.1183. Conversely, the yearly low was recorded on December 31, dropping to 0.1034.

This high-to-low spread represents a total annual volatility of 0.0148 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1140 to the December average rate of 0.1043, the exchange rate registered a net change of -8.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1183 was up 1.50% compared to the 2019 peak of 0.1165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 591 BAM

2019 Average 566 BAM

Yearly Trough Low 517 BAM

Transaction Impact: A difference of 74.13 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1180

0.1030

JanuMarcMayJulySeptNove

MVR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1150, compared to 0.1076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 0.1150

H2 Avg (Jul–Dec) 0.1076

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0077 BAM (High: 0.1183 / Low: 0.1105). On the other end, April was the most stable month, with a tight range of 0.0017 BAM (High: 0.1176 / Low: 0.1159).

March Spread (Volatile) ±0.0077

April Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0036 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1145) against the same month in 2019 (average: 0.1119), the exchange rate shifted by +0.0026 (+2.34%).

2020 Avg (March) 0.1145

2019 Avg (March) 0.1119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1150	0.1130	0.1140
February	0.1177	0.1143	0.1160
March	0.1183	0.1105	0.1145
April	0.1176	0.1159	0.1168
May	0.1174	0.1137	0.1159
June	0.1136	0.1109	0.1125
July	0.1134	0.1071	0.1110
August	0.1082	0.1063	0.1074
September	0.1090	0.1058	0.1076
October	0.1088	0.1070	0.1079
November	0.1090	0.1059	0.1073
December	0.1061	0.1034	0.1043